No mortgage for me!

Can you imagine being mortgage lenders

? I wonder how much they make and how many people they have to deal with all the time!

Like, people buy new houses all the time. Half of those people can’t even afford the house, so they get a mortgage. Insane I think. I wouldn’t buy a house if I couldn’t afford it. That’s so messed up.

Yeah okay…I can understand why people get them and all, but I personally wouldn’t be able to do it. I have to have enough money to purchase something or else I won’t. I don’t want to get caught up in all these debts and whatnot. Too much hassles.


What a stupid day

Guess what I received today? My cell phone bill….can you guess how much it was for?? $40..nope higher. $60..nope higher. $80..nope higher. $100..nope higher. $130..nope higher. $150!!..nope higher.

$173.80!!!

When I opened the envelope, I couldn’t believe my eyes. It’s not like I was calling long distance or downloading a bunch of things. Heck, I didn’t even go over my text messaging limit. I went wayyyy over my daytime minutes!! 400+ minutes over!! I can’t believe I talked that much!

I am sooooo screwed and very pissed off!! Man, I’m shutting off my phone and no longer using it. Seriously, I can’t be spending that much on a phone bill for no friggin reason. I’m going to examine this bill thoroughly and make sure everything is correct. I’m still in shock over this because my bill is usually around the $60 mark.


So many insurances!

My father wants to retire once he turns sixty years. That’s in about nine years. I think sixty is a good number to retire. He has worked his entire life for bettering our family and has done a great job. I wonder if he’ll get family insurance or already has it? I don’t know.

To be honest, I hate dealing with so many kind of insurance. Seriously, it’s like we need insurance for everything in our lives. Just think about it - car, house, pet, medical, life, family, etc…there are so many!!

Just thinking about it all gives me a headache!


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About Me


Hey my name is Tina Silva. I'm a 24 year old college student who enjoys life in Ontario, Canada. I have a passion for photography and enjoy music, movies, reading, and traveling. more about »

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